If you are in a car accident, no matter who you believe to be at fault, the way that you handle the moments immediately afterward can affect your ability to file a claim. Understanding some of the significant mistakes can help you prepare for any potential accident you might experience.
There are a couple of common mistakes to understand.
Always call the police
Your first instinct might be to just dismiss the incident, especially if you worry about your insurance. However, if you do not call the police, you will not get an official police report for the insurance company. If you want the opportunity to file an accident claim, you need to file a police report first.
Let the paramedics evaluate you
Refusing medical attention at the scene can make it appear as though you were not injured. If you experience symptoms later, it can cast doubt on the relationship between the injury to the accident.
Do not take any responsibility
One of the biggest mistakes that people make is to apologize to the other driver when they get out of the car. Resist the urge to do so. Apologizing or making any statement that might seem like admitting fault could cost you a claim later.
After an accident, make sure you get contact information for everyone involved and call the police right away. Ask for a copy of the police report afterward so that you can provide it to your insurance company or use it as evidence if you file an accident claim against the other driver.